So you are in the market for a vehicle from Cotroneo Auto Group? Do you need a new car at an affordable rate? Great... we are happy you are here! While you are shopping for a luxury used car, Cotroneo Auto Group has the loan experts to assist you. We offer some of the most affordable financing rates on our used luxury vehicles. Our finance department would be happy to assist you with getting the best deal for your budget.

To the left of the page you can get an estimate for your traditional finance payments with our easy-to-use loan calculator! Keep note that this is a rough estimate, just so you can have a general idea of what your payments could possibly be. These numbers DO NOT represent the final numbers that could be in effect to your payments… They might even be LESS!

You can apply for an auto loan online easily with our online finance application form. Whenever the application is sent over, our staff will review it and get back to you as soon as possible. It’s quick, easy, and secure!

If you are looking for a vehicle or already own one, do not forget about Cotroneo Auto Group and our awesome vehicle service contracts and protect your investment. This is just another way of us showing our appreciation and loyalty to our customers!.

Buying vs. Leasing (A Brief Overview)

In deciding on whether to buy or lease your new car, it is helpful to understand the primary differences between the two options. As follows is a brief overview for your consideration.

When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales tax in cash or roll them into your auto loan and pay an interest rate on the balance of the loan. Your first payment is due a month after you sign your contract. This option may fit those who plan to keep their car for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying for only what you use of the vehicle. You do not have to put money down and sales tax will be included as part of your monthly lease payment. Your lease payment is determined in part on a money factor that is similar to the interest rate on a loan. You make your first lease payment at the time you sign your contract.

We hope this is helpful to determine which option best fits your situation. Our trained finance staff is available to give you further information about leasing or financing your next vehicle. Contact us today!